Management Team

Umesh Mohanan - Executive Director & CEO of Indel Money

Umesh Mohanan

Executive Director & CEO

An investment professional with more than 2 decades of rich experience in Managing investment verticals with a proven track record of heading a Middle Eastern multi national multi billion conglomerate at its executive level,spearheading its complete global operations Diversified into portfolios such as Banking investments, infrastructure construction,Oil and Gas, Power stations, Defence supplies, Manufacturing , Trading of minerals, bullion and other commodities across the global. Currently he serves Indel Money as its ED & CEO, at Indel Money his corporate inheritance of skills from the multinational business background is envisaged to grow the business into multifolds.

Jijith Raj Thekkayil

Business Head

Mr. Jijith Raj brings nearly two decades of experience in the BFSI sector, making significant contributions to prestigious organizations such as HSBC, Yes Bank, Reliance Capital among others.. Before joining Indel Money, he served as the National Sales Manager at Fedbank Financial Services., overseeing its retail branch vertical (gold loan & MSME loans). Mr. Raj possesses expertise in sales, debt management, operations, administration, and marketing. In his current role as the Business Head, he spearheads the business vertical with a focus on developing scalable retail gold loan & MSME business. Additionally, he actively explores cost-effective new business models, leveraging his extensive industry knowledge.

Sudheesh PR

Head – Strategy, Operations

Mr. Sudheesh a comprehensive two-decade-long career in the sales and marketing of insurance products and gold loans. Over the years, he has made significant contributions to esteemed organizations such as TATA AIG, Muthoot Fincorp, and Chemmannur Credits. Mr. Sudheesh excels in optimizing organizational productivity, implementing effective functional cost control measures, spearheading the development of new products and processes, and successfully executing innovative projects and ideas. Since 2014, he has been an instrumental part of Indel Money, where he leads the Corporate Strategy and Operations. His two decades of experience position him as a seasoned professional, playing a pivotal role in steering the company towards sustained growth and success.

Prasad Chemben

Business Head TPBV

Mr. Prasad Chemben leads Indel Money’s Third-Party Business vertical and brings over two decades of work experience in setting up and managing distribution channels for financial products and services such as Forex, Money Transfer, Wealth Management, Insurance, etc. Prasad has been associated with organizations like IndusInd Bank Ltd, Karvy Stock Broking Ltd, HDFC Life, and he served as the head of Muthoot Fincorp’s Third Party products vertical before joining Indel Money.

Narayanan Pisharath

Head – Finance & Accounts

Mr. Narayanan Pisharath has held key roles for two decades across various domains such as Investments, Financial Services, Automobile, Agri-product Trading & Warehousing. He has been leading the Finance and Accounts function at Indel Money for a decade now.

Venugopalan MV

Head Internal Audit

Mr. Venugopalan M V is a veteran with more than 4 decades of experience in Banking and NBFC sectors. He has handled varied functions like banking , operations, business development, credit , staff training & auditing . He holds expertise in formulation & execution of audit policies and systems. He was associated with Fed bank Financial Services Ltd as Head Internal Audit and with Federal Bank as Head of Inspection & Audit.


Chief Information Officer - Corporate Office

MR. K N C Nair comes with over 4 decades of experience in spearheading IT infusion and technology-driven innovations in the banking and financial services industry. As the CIO, he led the digital transformation in the Muthoot Group for over a decade. He was the CEO of Emsyne, the Group’s software development firm based out of Infopark, Kochi. Prior to this, he was the Head of IT in the Federal Bank for over a decade and was instrumental in transforming the traditional bank to a leader in technology adoption. He served the Reserve Bank of India(RBI) for 11 years as a Research Officer, Chief Manager and Asst. Adviser in the areas of Software Development, Rural Credit Information Systems, Statistical Analysis, Securities Trading, etc. He was a member of the Indian Statistical Service (ISS) and has done national level big data analysis in the Central Statistical Office and Central Water Commission, Govt. of India. He started his long career in IT as a Systems Analyst in the Bhabha Atomic Research Centre (BARC), Bombay. KNC has served as a member of the RBI Working Groups viz. 1. Critical Infrastructure Protection and 2. Business Rules formulation for RTGS. He was also a member of the IBA Committee on Computerisation representing private sector banks.

A Sreekumar

Head Credit & Risk

Mr. A Sreekumar is a retired banker from SBI with almost four decades of experience. As Deputy General Manager (DGM) of SBI’s Kerala Circle, he has handled the retail banking portfolio consisting of Home Loans, Car Loans, Personal Loans, Educational Loans, and also MSME Loans. He also headed the cross-selling activities of 1500 branches of SBI in the state of Kerala involving marketing and selling of third-party products of SBI Life Insurance, SBI General Insurance, SBI Mutual Funds, SBI Credit Cards, SBICAP’s Depository Accounts, etc. As DGM at the Internal Audit Department of SBI at Hyderabad, he has handled various audit policies of the Bank and maintained close contacts with the Risk Assessment team of RBI, attended various meetings at RBI on Risk Based Supervision. He was the Head of the Audit Team for SBI’s Muscat Branch. He has also headed SBI Mutual Funds’ Kerala operations for 7 Years. His experience in heading digital banking initiatives of the bank at the New Businesses Department of its corporate office in Mumbai has provided him sufficient strength in the area of various payment solutions. Here, he has led different teams for rolling out various new digital initiatives of SBI.

Hanna P Nazir

Company Secretary

Ms. Hanna P Nazir, an Associate Member of the Institute of Company Secretaries of India, brings a decade of experience to her role. Prior to joining Indel Money she has worked with leading NBFCs and practising firms.

Mr. Chandrasekharan Nair Saji

Chief Compliance Officer

Mr. Chandrasekharan Nair Saji, Chief Compliance Officer, brings an extensive and diverse four-decade experience in banking and finance. Over his illustrious career, he has navigated roles ranging from Branch Head to Debt Recovery and held top executive positions at the State Bank of India. His expertise spans commercial banking, retail banking, IT functions, internal audit, and administration at various levels.

Mathew K Mani

Head - HR and Admin

Mr. Mathew K Mani is a People Management Professional with two and a half decades of experience across Financial Services, Manufacturing, FMCG industries and have previously associated with Manappuram Finance, Mini Muthootu Financiers, Geojit Financial Service, Synthite Industries , Amalgam Foods and VKL Spices


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